Calabasas, CA – Real Estate Agent Kamyar Rezaie, President of Wembley’s Inc., guides prospective homebuyers through the loan pre-approval process. The loan pre-approval process is an important step in the homebuying process, as it gives prospective buyers a sense of how much they can borrow, and the level of monthly payments with which they’re comfortable. Kamyar guides his clients through this process, preparing them for the financial and emotional commitments of home ownership, and making sure all their paperwork is in order.
The loan pre-approval process lets prospective home buyers know how much funding they qualify for, and gives them a sense of how large a mortgage they feel comfortable taking on. “It is imperative to know how much you qualify for via tax returns versus real life,” says Kamyar, “Some feel they qualify for more than [indicated by] their tax returns, others feel the opposite.” Kamyar also stresses the emotional component of taking out a home loan, “It is important to financially and emotionally feel comfortable before taking on a mortgage. It is typically the biggest investment in a person’s life.”
Loan pre-approval is important to Kamyar’s clients, because it prepares them for their new financial obligations. “If they are not financially and emotionally ready,” says Kamyar, “there is more potential for downfall and their credit score, and assets, are affected.”
To prepare for the loan pre-approval process, Kamyar recommends his clients put together a financial summary sheet for him to work from. “Put together a sheet for yourself, showing how much money you bring in,” recommends Kamyar, “and include what you currently owe on a monthly basis.” This information allows for an accurate estimate of how much you can borrow, and what monthly payments you can afford.
Kamyar helps with clients through the loan approval process by sitting down with them beforehand, and reviewing all the documentation and financial information they provide. His expert guidance helps clients get the best, and most accurate, pre-approved loan amounts. This, in turn, gives them a head start on the home buying process, by identifying the price range with which they’ll feel comfortable.
5546 Jed Smith Rd, Hidden Hills, CA 91302
Completed in 2017, this brand new spectacular custom estate shines! Step through the entry doors into a world of luxury and elegance. Highlights of this beautiful estate include a gorgeous kitchen that opens to the family room, adjoining large game room, superb theater room, plus custom paneled office, two-story gym with massage room, and sumptuous master suite that offers an all stone bath, steam shower, and large, dual custom closets. Additional amenities include an elevator, refrigerated wine cellar, programmable lighting system, sauna, and outdoor living room with fireplace, indoor/outdoor bar, pizza oven, barbecue center, and fire pit, plus a guest house with second kitchen, and an additional 7-car garage (the square footage shown includes main house and guest house). The lushly landscaped grounds includes a beautiful zero edge pool with Baja entry, color changing LED lights, large spa, fire pit, circular drive, vineyard area, and two welcoming entry fountains. A true one-of-a-kind estate. For more information, visit the full listing.
Real estate agent Kamyar Rezaie (CBRE #01411503), a first generation American citizen, has been serving his clients and community since 2002. After graduating from UCLA summa cum laude with a degree in Economics, and after years of volunteer work (including tutoring his way through high school and college), Kamyar Rezaie decided to apply his passion for real estate and customer service by opening up his Calabasas real estate business firm. Never looking back, Kamyar’s background, ability to network, professional acumen; his knowledge and community outreach, helps him stay abreast of trends and stay ahead of the curve. Kamyar K. Rezaie is a customer advocate and works for his client 24/7. Visit Kamyar’s website to see his featured listings. Kamyar can be reached by telephone at (818) 703-9337 or by email at firstname.lastname@example.org.